Self Certified Mortgages
A self certification mortgage is a mortgage in which you are able to declare your income without showing substantial proof that you earn it. There are many instances where a self certification mortgage would be beneficial. If you are self employed, a self cert mortgage is appropriate if:
- You lack three full years of trading accounts.
- You have accounts but your income has been minimized for tax purposes.
- Or your current earnings are significantly greater than your accounts can prove.
Alternatively, self certification mortgages can also be appropriate for regularly employed individuals if:
- You have irregular income in the form of commissions or bonuses.
- You have multiple jobs (for example if you run a business part time and also work as a salaried employee).
- Or if you are a contract or seasonal worker.
Generally, if you have any sort of difficulty proving your income, then a self certification mortgage could be the solution for you!
The overall cost for comparison is 6.7% APR
- Telephone: 01443 842 452
- Fax: 01443 841 723
- Address: 1st Floor Unit 6, Charnwood Court, Heol Billingsley, Parc Nantgarw, Cardiff, CF15 7QZ
- info@mortagefinancial.co.uk
