Terms and Conditions
Our Terms of Business
You must read through these Terms & Conditions and our Privacy Policy.
If you do not accept these Terms & Conditions you will not be permitted to use this Web Site or any of the Services. Please tick the "accept" box relating to these Terms & Conditions and to our Privacy Policy only if you agree to these Terms & Conditions and Privacy Policy and wish to continue
FSA Compliance
We will pass your information to one of our independent mortgage advisers dependent on the information that you provide us with. As soon as we have determined the actual adviser who is best suited to your given circumstances we will advise you via email as to who the adviser is with his/her contact details.
The selected adviser will then contact you by telephone or email. The adviser will also issue you with our ‘Initial Disclosure Document’ or IDD and our company’s ‘Terms of Business’.
Third Party Web Sites
We do not control any third party web sites, and are therefore not responsible for and cannot control their content. When you access third party web sites, you do so at your own risk. Your use of each third party web site may be subject to the terms of use and other guidelines, if any, contained within each respective third party web site. A link from this Web Site to a third party web site does not imply that we have endorsed or approved that third party or the content of their web site.
You agree to abide with any terms of use and any other terms and guidelines relating to any third party web site.
Use of this Web Site
This Web Site is for (personal, private and non-commercial) use by UK residents over the age of 18 only.
You may only use the Web Site for legal purposes and are forbidden to use the Web Site to:
access, download, copy, publish, distribute or disseminate any material which is:
(a) violates a law or regulation (such as libel, slander, invasion of privacy, harassment incitement to racial or religious hatred or the infringement or misappropriation of another party's intellectual property rights such as copyrights, trademarks, and trade secrets);
(b) threatens the integrity of any network or computer system (such as transmission of worms, viruses and other malicious codes);
(c) attempts to use the Service in such a manner so as to avoid incurring charges for or otherwise being required to pay for such usage;
(d) otherwise degrades or interferes with other users' use of a Service; or
(e) violates generally accepted standards of internet or other network conduct and usage such as denial of service attacks, web page defacement, port and network scanning and unauthorised system penetration;
send "spam" or other unsolicited bulk e-mail either directly or indirectly; and/or
hack into any part of the Web Site and/or third party web site.
Any information that you give, either to us or to any third parties to whom you are referred or come into contact with as a result of this site, either directly or indirectly; shall not be deceptive, false, misleading, inaccurate or fraudulent.
Terms & Conditions of Advisers and other Third Parties
If you enter any agreement with any adviser or other third party, as a result of any referral by us to such adviser or third party, or as a result of you using any link from this site to any third party web site, you agree to abide by any terms and conditions relating to any such agreement.
No Warranties
Mortgage Financial makes no warranties and/or representations about the suitability of the information provided to you as part of the Service, including but not limited to any information published on this Web Site. All such information is provided on an "as is" basis without warranty of any kind. To the extent allowed by law Mortgage Financial hereby disclaims all warranties and conditions with regard to this information including all implied warranties and conditions of satisfactory quality, fitness for a particular purpose, title and Intellectual Property Rights non-infringement.
Please note that the information provided to you on the Web Site, could include technical inaccuracies or typographical errors. Changes are periodically added to this information. We may make improvements and/or changes in the Web Site.
Indemnity
You agree to indemnify and hold us and our subsidiaries, affiliates, officers, directors, agents and employees, harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of your breach of this Agreement or any documents incorporated by reference, or your violation of any law or the rights of a third party.
In the event that you have a dispute with one or more advisers, you release us (and our officers, directors, agents, subsidiaries and employees) from claims, demands and damages (actual and consequential) of every kind and nature, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.
No Agency
The relationship between ourselves and you is that of independent contractors and no agency, trust, partnership, joint venture, employee-employer or franchisor-franchisee relationship is intended or created by this Agreement.
Law
All disputes arising out of or relating to the use of the Web Site will be governed by English law and you agree to submit to the non exclusive jurisdiction of the English Courts.
Your Consent
By using the Service and by ticking the accept box relating to these Terms & Conditions and the Privacy Policy you indicate that you have read, understood and agree to abide by their respective contents. If you do not agree with or to abide by their contents you are not authorised to use our Services and are requested not to use either the Services or the Web Site any further.
